Approvals in Minutes. Tracked through Delivery
Our AI models qualify buyers in real time; AI + Policy set risk-based amounts, tenors, and pricing. Borrowers e-sign and fund via digital (or hybrid) journeys integrated with your core and digital stack and dealer/OEM systems, with status tracked from booking to handover.
- Real-time transaction data analysis to find overlooked creditworthy borrowers
- AI+Policy decisioning with affordability caps and explainable reason codes
- Instant pre-qualification for existing customers; Open Banking scoring for new-to-bank
- Event-triggered, omnichannel offers based on propensity-to-borrow
- Personalized limits and risk-based pricing aligned to policy
- Campaign results feed back to lift conversion and portfolio quality
- Secure, personalized link or in-app flow
- Real-time bureau fetch and eKYC to complete qualification
- Choose from pre-approved vehicle lists; select dealer & insurance digitally
- Dealer payouts tied to milestones
- Status tracked from booking to handover, shared visibility for bank, dealer, and customer
- EMIs auto-debited with smart retries and reminders
- Live monitoring of deposit account activity and repayments for early warnings
- Optimize loop feeds outcomes back to refine scores, limits, and pricing
Why they love AdalFi
Approve, Deliver and
Track the Entire Auto
Loan Lifecycle.
Online loan application interface
AI-powered eligibility check & instant approval
Vehicle & dealer selection screen
Disbursement & delivery tracking portal
EMI repayment dashboard
Shared Revenue
Shared Risk
When your loans perform, we share the upside. If they don’t, we share the loss in direct proportion to our share of the gain. Our incentives are fully aligned with yours.
With AdalFi, smarter scoring is backed by true partnership, where the growth upside and the risk downside are both shared. Your portfolio’s success is our success.
Trusted by lenders
who move fast
“Our numbers are now well in the Billions, and have hit double digits which is great progress.”
“Our collaboration has produced the desired result which is to use data, for machine-learning based modeling for credit decisioning and it’s really paying off”
“Now the dream of someone sitting on a sofa dreaming about a household appliance or a vacation can actually happen while they’re sitting in their bedroom because all they have to do is apply, AdalFi takes care of all the magic on the backend and the customer gets money in their account”
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